fondean

Fondean is a privately held financial technology company that specializes in micro‑investment platforms and digital asset management. Founded in 2018 in Barcelona, Spain, the firm was created by a group of former bankers and software engineers with the aim of lowering barriers to entry for individual investors, particularly in emerging markets. Its flagship product, the Fondean App, allows users to allocate fractional shares of stocks, exchange‑traded funds and cryptocurrencies with a minimum investment of €5. The platform integrates with several European and North American brokerage partners and complies with the regulatory frameworks of the European Union’s MiFID II and the United States’ SEC regulations.

The company’s business model relies on a dual revenue stream: a modest transaction fee of 0.15 % on each trade and a subscription tier that offers advanced analytics, tax‑optimization tools and access to exclusive investment themes. By the end of 2023, Fondean reported a user base of approximately 2.3 million active accounts and assets under management exceeding €750 million. Independent analysts have credited the company’s growth to its user‑friendly interface, transparent fee structure and partnerships with educational institutions that promote financial literacy.

Fondean has also been involved in several social impact initiatives. In 2022, it launched a “Green Portfolio” program that directs a portion of user investments toward companies meeting stringent environmental, social and governance (ESG) criteria. The firm continues to expand its services across Asia and Latin America, seeking to adapt its platform to local regulatory environments while maintaining its core mission of democratizing access to diversified investment opportunities.