fjárfestingastjóri

A fjárfestingastjóri, or investment manager in English, is a professional responsible for making investment decisions and carrying out investment activities on behalf of clients. These clients can be individuals, pension funds, insurance companies, or other institutional investors. The primary goal of an investment manager is to grow the client's assets while managing risk according to the client's stated objectives and risk tolerance.

Investment managers work within financial institutions such as asset management firms, banks, or hedge funds. Their responsibilities typically include analyzing financial markets, researching individual securities like stocks and bonds, and developing investment strategies. They must stay informed about economic trends, corporate performance, and regulatory changes that could impact their investments. Based on their analysis, they decide which assets to buy, sell, or hold within a portfolio.

The compensation for investment managers is often tied to the performance of the assets they manage, typically through fees calculated as a percentage of assets under management (AUM) or a share of the profits generated (performance fees). This structure aligns their incentives with those of their clients. To work as an investment manager, individuals often hold degrees in finance, economics, or a related field, and may pursue professional certifications such as the Chartered Financial Analyst (CFA) designation. They play a crucial role in the financial ecosystem by facilitating capital allocation and wealth creation.