ennakkomaksun

Ennakkomaksu is a payment made before the delivery of goods or performance of services. It is common in many sectors, including e-commerce, construction projects, event bookings, travel arrangements, and professional services. The amount can be a portion of the total price or, in some cases, the full price payable in advance. An ennakkomaksu serves to secure the supplier's commitment, cover upfront costs, and reduce the risk of non-payment. Depending on the contract, the payment may be non-refundable, partially refundable, or fully credited toward the final bill. In practice, it is often described as a down payment or a prepayment, and it may be counted toward the total price when the contract is fulfilled.

Terms governing the ennakkomaksun should be set out in writing. Key elements include the exact amount, the payment deadline, the conditions under which a refund is possible, and how cancellation or changes affect the prepayment. Transparency is important to avoid disputes, particularly in consumer transactions.

From a legal standpoint, consumer protection and contract law in Finland require clear terms and fair treatment. If the purchaser is a consumer, certain rights and cooling-off rules may apply, while business-to-business agreements are subject to relevant commercial law. It is advisable to review the contract, seek clarification on refunds, and ensure that the prepayment is properly documented with receipts or payment confirmations.

Practical guidance: document all agreements in writing, keep receipts, specify how the prepayment will be applied to the final price, and outline remedies if the supplier fails to deliver or if the buyer cancels.