Visszafizetés

Visszafizetés is a Hungarian term that denotes the act of returning money that has been lent, received in advance, or otherwise owed. It is used to describe the settlement of a monetary obligation and can refer to repaying a loan, a debt, or a credit agreement, as well as to refunds given to consumers in certain transactions.

In the context of lending and credit, visszafizetés means the borrower repays the principal amount plus any accured interest according to a schedule set by the contract. The terms may allow early repayment or partial payments, sometimes with fee implications or savings on interest, depending on the agreement. When the debt is fully settled, the lender issues a confirmation of repayment.

In consumer transactions, visszafizetés commonly refers to a refund of money paid for goods or services, for example when a purchase is canceled or returned. Under applicable consumer protection rules, merchants are often required to refund the payment using the same method that was originally used, and within a defined timeframe. The exact procedures and time limits may vary by jurisdiction and contract terms.

Other uses include refunds of overpaid taxes, fees, or government subsidies, where a payer receives a repayment of excess or incorrect charges. The term is sometimes used interchangeably with visszatérítés, though nuance can differ by context; it should not be confused with kártérítés, which denotes compensation for damages rather than a repayment of funds.