Ubezpiecza

Ubezpiecza is the third-person singular present tense form of the Polish verb ubezpieczać, meaning to insure or to provide insurance coverage. It is used to describe the act of transferring risk to an insurer or to obtain protection against specified hazards. The related noun is ubezpieczenie (insurance), and a policy is often referred to as a polisa (insurance contract). The term is common in both everyday language and formal contexts within the insurance industry.

Etymology and related forms: ubezpieczać derives from u- plus the root connected with safety, rooted in bezpieczny (safe). The noun ubezpieczenie and the concept of insurance develop from the idea of securing safety through a contractual agreement. Polish also distinguishes between the imperfective ubezpieczać (to insure, in general) and the perfective ubezpieczyć (to insure, with focus on completing the act).

Usage: ubezpiecza describes who provides coverage and against what risk. Examples include: Firma ubezpiecza klienta od szkód (The company insures the client against damages). Chcę ubezpieczyć dom (I want to insure the house). Ubezpieczenia commonly cover life, health, property and liability, with terms defined in a polisa. In everyday language, discussions frequently mention ubezpieczenie na życie (life insurance), ubezpieczenie majątkowe (property insurance) and ubezpieczenie samochodu (auto insurance).

See also: ubezpieczenie, polisa, polisę, ubezpieczyciel, ubezpieczeniowy. The term is central to Polish insurance practice and appears in contracts, policy documents, and consumer communications.