Skadesformular

Skadesformular is a term used in Denmark (and sometimes in other Nordic contexts) to refer to a damage claim form. It is used to document an incident and initiate a compensation process with an insurer or, in some cases, with a public authority. The form provides a standardized way to capture essential information about what happened and what was damaged or injured, to help assess liability and payout.

A typical skadesformular asks for: date and time of the incident, location, description of events, parties involved and their contact details, insurance policy numbers, vehicle registration numbers if a car is involved, police or authority report references if applicable, and a description of damages or injuries. It commonly invites evidence such as photographs, repair estimates, receipts, and medical reports. The form may be completed by the insured, the claimant, or jointly with the insurer, and can often be submitted online, by mail, or in person.

Use and process: The form is usually the starting point for a claim. After submission, the insurer reviews the information, requests any missing details, and begins liability assessment and claim handling. Deadlines vary by policy and jurisdiction.

Variations: While the core concept is similar, the exact layout and required fields differ between insurers and types of claims (vehicle, property, personal injury). Some insurers provide pre-filled or electronic skadesformular, and some countries use equivalent terms.

Privacy and retention: Personal data entered in a skadesformular is processed under data protection laws and kept for the duration of the claim and for a defined period afterward.