Scratchoff

Scratch-off tickets, commonly called scratch cards or scratchers, are a form of instant lottery. They consist of a prepaid game ticket with concealed areas covered by a scratchable latex or foil coating. Players purchase the ticket and reveal the covered regions by scratching them off with a coin or fingernail. If the revealed symbols or numbers match a winning pattern, the holder may claim a prize.

Prizes are pre-printed on the ticket, and payout information is usually printed on the back or on accompanying materials. Play formats vary: some tickets require matching symbols, others reveal a coded window or multiple play areas. Many tickets include several chances to win, with prizes ranging from small amounts to large top prizes.

History and distribution: Scratch-off tickets emerged in the 1970s as a form of instant lottery and were rapidly adopted by state and national lotteries, as well as private manufacturers. The format has evolved with improved security features and digital verification, and electronic or online versions are offered in some jurisdictions.

Regulation and economics: Scratch-offs are regulated by government lottery commissions or gaming authorities. Ticket prices, prize structures, and overall payout percentages are defined by issuing authorities and can vary by game and jurisdiction. Tickets typically have expiration dates, and unclaimed prizes may be subject to delay or reallocation.

Criticism and public policy: Scratch-offs are a form of gambling with relatively low odds for individual prizes. Critics note concerns about accessibility for susceptible groups and potential problem gambling. Many jurisdictions promote responsible gaming and provide resources for players to set limits.