LGD

LGD may refer to several topics in different fields.

Loss given default (LGD) is a risk parameter used in credit risk management to estimate the loss that would occur if a borrower defaults. It is typically expressed as a percentage of exposure at default (EAD) and is a key input in Basel II/III capital frameworks. LGD is influenced by factors such as collateral value, loan seniority, and the efficiency of recovery processes, and can be estimated through internal models or external data. It is distinct from, but often considered alongside, probability of default (PD) and exposure at default (EAD) in credit risk modeling. In practice, lenders use LGD to determine capital reserves and to price credit products; higher LGD generally implies higher capital requirements and loan pricing.

LGD Gaming (LGD) is a Chinese professional esports organization established in 2009. It is best known for its Dota 2 team, which partnered with Paris Saint-Germain in 2018 to form the PSG.LGD branding. PSG.LGD has consistently been among the world’s top Dota 2 teams, finishing as runner-up at The International in 2018 and 2021 and competing in multiple major events. The organization has also fielded teams in other titles, including League of Legends and various competitive games, maintaining a presence in both regional and international circuits.