Készpénzfelvétel

Készpénzfelvétel refers to the act of withdrawing physical currency from a bank account. This is typically done through an ATM, also known as a cash machine, or over the counter at a bank branch. ATMs allow individuals to access their funds 24/7 by inserting a debit or credit card and entering a PIN. Bank tellers can also facilitate cash withdrawals, often requiring identification and the completion of a withdrawal slip.

The process usually involves linking a bank account to a card. When a card is used at an ATM, the machine communicates with the bank's system to verify the account balance and authorize the withdrawal. Fees may apply for using an ATM outside of the customer's bank network or for certain types of accounts. Over-the-counter withdrawals are generally free for account holders, but may be subject to daily limits set by the bank.

Készpénzfelvétel is a fundamental banking service that allows individuals to obtain physical money for everyday transactions. It remains an important method of accessing funds despite the increasing prevalence of digital payments and electronic transactions.