Käyttöperusteisia

Käyttöperusteisia is a Finnish term that translates to "usage-based" or "pay-as-you-go" in English. It describes a pricing or service model where the cost or availability of a product or service is directly linked to how much it is used. This contrasts with fixed-fee or subscription models where a set price is paid regardless of consumption.

This model is common in various industries. For instance, in telecommunications, mobile phone plans can be usage-based, charging for minutes of talk time, data consumed, or text messages sent. Cloud computing services frequently employ a usage-based approach, where customers are billed for the computing power, storage, or bandwidth they utilize. In the automotive sector, car insurance can sometimes be usage-based, with premiums determined by the number of kilometers driven or the times of day a vehicle is operated.

The primary advantage of usage-based pricing for consumers is often cost savings, as they only pay for what they actually consume. It can also promote more efficient resource allocation. For providers, it can lead to a more predictable revenue stream tied to actual service delivery and potentially attract customers who are price-sensitive or have variable usage patterns. However, it can also lead to unpredictable costs for users if their consumption fluctuates unexpectedly.