Konsumentkreditlagar
Konsumentkreditlagar are the legal rules governing credit agreements between lenders and consumers. They cover arrangements where a private individual bor money or receives credit for personal use, including loans, credit cards, and financing tied to purchases or installment plans. The rules exist at national level and are supported by European Union directives that set common standards for transparency and consumer protection.
A central aim of konsumentkreditlagar is to ensure clear and fair information before and during the contract.
Consumers’ rights are a core element. In many cases, contracts for consumer credit include a cooling‑off or
Lenders have duties to assess creditworthiness and to avoid irresponsible lending, while ensuring privacy and data