KfzUnfall

KfzUnfall, short for Kraftfahrzeugunfall, refers to a collision or other incident involving a motor vehicle that results in property damage, injuries, or fatalities. In Germany and in German-speaking contexts, it encompasses a wide range of events from low-speed fender-benders to high-impact crashes and is subject to traffic law and civil liability rules.

Common types include rear-end collisions (Auffahrunfall), lane-change or turning collisions (Abbiegeunfall), head-on collisions (Frontalkollision), and side-impact crashes (Seiteneinwirkung). Causes range from driver error and distracted driving to adverse weather, road conditions, and equipment failure.

Immediately after a KfzUnfall, safety is the priority: stop, warn other road users, move to a safe location if possible, and check for injuries. Call emergency services if needed. Exchange information with other involved parties (names, addresses, license details, vehicle registration numbers, insurer), document the scene with photos, and file an accident report (Unfallbericht). Police may respond, especially in injuries or disputed fault.

In Germany, the Haftpflichtversicherung (liability insurance) is mandatory for vehicle owners and typically covers damages to third parties; a Kaskoversicherung covers own vehicle damage but is optional. Fault is determined for liability claims, and insurers coordinate repairs, provide or arrange a Kostenvoranschlag or Gutachten, and may offer a rental car during repairs.

Preventive measures include safe driving, adherence to speed limits, use of seat belts, and automatic safety systems. The term KfzUnfall thus encompasses legal, insurance, and practical dimensions of motor-vehicle incidents.