Készpénzkivonás

Készpénzkivonás refers to the act of withdrawing cash, typically from a bank account, using various methods. This is a fundamental banking transaction that allows individuals to obtain physical currency for immediate use. The most common method of készpénzkivonás is through an ATM, also known as an automated teller machine. Users insert their debit or credit card, enter their PIN, and select the amount of cash they wish to withdraw. ATMs are widely available in public spaces, shopping centers, and bank branches.

Another method is withdrawing cash directly from a bank teller inside a branch. This usually requires presenting identification and filling out a withdrawal slip. This option can be preferred for larger sums or when encountering issues with an ATM. Some retailers also offer "cash back" services, where customers can withdraw a small amount of cash when making a purchase with their debit card. The amount is added to the transaction total and deducted from the customer's bank account.

The availability and limits of készpénzkivonás can vary depending on the bank, the type of account, and the specific ATM or withdrawal location. Daily withdrawal limits are often in place for security reasons. Fees may also apply, particularly for withdrawals from ATMs not affiliated with the customer's bank or for certain account types. Understanding these methods and potential charges is important for managing personal finances.