HVDChúzások
HVDChúzások, also known as high-value debt (HVD) or non-performing loans (NPLs), refer to a significant portion of a bank's loan portfolio that is in default or is at risk of default. These loans are characterized by their high value, often exceeding a certain threshold, which can vary depending on the bank's policies and regulatory requirements. HVDChúzások can arise from various factors, including economic downturns, changes in the borrower's financial situation, or errors in the loan origination process.
The management of HVDChúzások is crucial for the financial health of a bank. Banks typically have specialized
The impact of HVDChúzások on a bank's financial statements is significant. These loans are often classified
In recent years, the global financial crisis highlighted the importance of effective HVDChúzások management. Banks that