Goodbudget

Goodbudget is a personal budgeting application and service that uses the envelope budgeting method to help individuals and households plan and track spending across categories. The system is designed to be accessible across devices via the web and mobile apps, with data synchronized for household budgeting.

Users create income and allocate funds to virtual envelopes representing budget categories such as groceries, rent, utilities, and recreation. As expenses occur, users record them against the appropriate envelope, reducing its available balance. The approach emphasizes planning spending before it happens and can accommodate irregular income by budgeting in advance and adjusting envelopes as needed. Transactions are generally entered by the user, rather than pulled directly from bank feeds.

Goodbudget is available on web platforms and native mobile apps for iOS and Android. The service supports sharing budgets and envelopes with other members of a household, enabling collaborative planning and real-time visibility into household spending. It provides standard budgeting features such as income tracking, expense tracking, envelope balances, and basic reports.

Pricing includes a free tier with core envelope budgeting capabilities and a paid tier that unlocks additional envelopes, more accounts, and expanded reporting options. Goodbudget is positioned among envelope-budgeting tools and broader personal-finance software, offering a structured approach for users who prefer manual entry and category-based planning over automatic transaction syncing.