Eiendomskrav

Eiendomskrav is a legal term used in Norwegian property law to describe claims or charges that are secured by real property. The concept refers to a creditor’s right to have a portion of the value of a specific property set aside to satisfy a debt, often through the property serving as collateral for the obligation.

Eiendomskrav typically arises from secured loans or other liabilities where the property is pledged as security. The most common form is a mortgage on real estate (pant i fast eiendom), but it can also include other liens or charges registered against a property. Such claims are recorded in the official land register (grunnboken) and determine the creditor’s priority in relation to other claims against the same property.

Enforcement of eiendomskrav follows established legal procedures. If the debtor defaults, the creditor may seek foreclosure or forced sale of the property to recover the debt. The priority of eiendomskrav is largely determined by the order and type of registration, meaning earlier and certain statutory charges generally have precedence over later or unsecured claims. In insolvency or bankruptcy proceedings, secured eiendomskrav typically have a preferential position compared with unsecured creditors, potentially limiting the distribution to other claimants.

In practice, eiendomskrav affect property transactions and the use of real estate as collateral. Buyers should be aware that a property may carry several eiendomskrav with varying priorities, influencing risk and encumbrance details.

See also: pant, grunnboken, tinglysning.