Budgetlogik

Budgetlogik is a budgeting and financial planning software and service that helps individuals and small organizations manage finances. It combines expense tracking, income forecasting, and scenario analysis. The platform supports budget creation, cash-flow monitoring, and reporting.

Budgetlogik was founded in 2014 by a team of software developers and financial analysts. It launched a web-based platform with mobile apps for iOS and Android. The product emphasizes automation, bank reconciliation, and data visualization. It operates on a cloud-based architecture and offers API access for integrations with banks and accounting tools.

Core features include real-time bank syncing, rule-based expense categorization, customizable dashboards, goal tracking, forecasting with what-if scenarios, and variance reporting. It supports multiple currencies, collaborative workflows for teams, and export options to PDF, CSV, or accounting software.

Budgetlogik implements encryption for data in transit and at rest, multi-factor authentication, and role-based access control. It complies with data protection regulations applicable to its markets, including GDPR in the European Union where applicable, and provides users with data export and deletion options.

The service targets individuals seeking personal finance control as well as freelancers and small businesses needing budget oversight. It competes with other budgeting tools and offers tiered pricing, including a free tier with limited features and paid plans with advanced analytics and API access.