Bortföringsföretag

Bortföringsföretag are companies that specialize in the business of debt collection in Sweden. Their primary function is to recover outstanding debts on behalf of their clients, which can be individuals, businesses, or other organizations. These companies typically operate by contacting debtors through various methods, such as letters, phone calls, and emails, to arrange payment plans or secure settlement of the outstanding amount.

The services offered by bortföringsföretag can range from simple reminders and negotiation to more assertive collection actions, depending on the agreement with the creditor and the stage of the debt. They are regulated by Swedish law, which dictates how they can operate and what methods are permissible in their pursuit of debt recovery. This includes rules regarding fair treatment of debtors and restrictions on aggressive or misleading practices.

Clients typically engage a bortföringsföretag when they have exhausted their own internal collection efforts or lack the resources and expertise to pursue debts effectively. The bortföringsföretag is compensated through a fee, often a percentage of the amount recovered or a fixed charge per case. The goal is to maximize the return for the creditor while adhering to legal and ethical standards. Some larger firms may also offer related services such as credit management and risk assessment.