växelkostnader
Växelkostnader, also known as exchange rate costs or currency conversion fees, refers to the expenses incurred when converting one currency into another. These costs are typically associated with international transactions, such as making purchases abroad, sending money internationally, or investing in foreign assets. The primary component of växelkostnader is the difference between the exchange rate offered by the financial institution and the interbank exchange rate, often referred to as the spread. This spread represents the profit margin for the bank or currency exchange service.
Additionally, växelkostnader can include explicit fees or commissions charged for the conversion service. These might be