umownymi

Umownymi is the instrumental plural form of the Polish adjective umowny. It is used to describe terms, amounts, or conditions that are established by agreement between contracting parties rather than by law. The word occurs chiefly in legal, business, and financial writing, where distinctions between negotiated (umowne) and statutory (ustawowe) provisions matter. Phrases such as warunkami umownymi, odszkodowaniem umownym, or stawkami umownymi denote those terms that have been negotiated and fixed in a contract.

Etymology and forms: umowny derives from umowa (contract) and the related concept of agreement; the adverb umownie means by agreement. The form umownymi is the instrumental plural, used when describing nouns in the instrumental case, for example warunkami umownymi or kwotami umownymi.

Usage notes: Umowne terms can be adjusted by agreement between parties, subject to applicable law and good practice. They may provide more favorable or flexible arrangements than statutory terms, but also require mutual consent and clear documentation. In contrast, terms designated as ustawowe are determined by law and generally apply regardless of the contract.

Related terms: umowa, umowa cywilnoprawna, warunki umowne, odsetki umowne, stawki umowne. See also contractual law, civil code provisions, and standard form contracts.