transaktiomaksud
Transaktiomaksud is a term used in Indonesian financial practice to refer to the declared purpose of a monetary transfer or payment. The word combines transaksi (transaction) and maksud (intent or purpose). In everyday banking, the transaktiomaksud field is filled by the customer to indicate why funds are moving, such as payment for goods or services, personal remittance, gift, or investment.
Regulatory context: In many jurisdictions, including Indonesia, understanding the purpose of a transaction is part of
Operational use and limitations: The field relies on customer-supplied information and may be subject to change
Criticism and variations: The term is not universally standardized and may appear only in certain banks or
Examples: A transfer labeled "Pembayaran jasa konsultansi" or "Kegiatan donasi" or "pengiriman uang keluarga" illustrate common
See also: Know your customer, anti-money laundering, transaction monitoring, remittance, banking compliance.