säilytysoikeuksia
Säilytysoikeuksia refers to the rights of a creditor to retain possession of a debtor's movable property as security for a debt. This concept is rooted in civil law traditions and aims to provide a tangible form of collateral for the creditor. Unlike a pledge (panttioikeus), which typically involves transferring possession of the property to the creditor, säilytysoikeuksia allows the debtor to retain possession and use of the property.
The creation of säilytysoikeuksia usually requires an agreement between the debtor and creditor, and often the
This type of security right is particularly useful when the collateral is essential for the debtor's business
If the debtor defaults on the debt, the creditor holding säilytysoikeuksia generally has the right to take