suurpankki

Suurpankki, also known as a universal bank or all-purpose bank, is a type of financial institution that offers a wide range of financial services to both retail and corporate clients. These services typically include commercial banking, investment banking, and asset management. Commercial banking services may encompass deposit accounts, loans, and payment services, while investment banking involves activities such as underwriting, mergers and acquisitions, and financial advisory services. Asset management, on the other hand, focuses on managing and investing funds on behalf of clients.

Suurpankit are often large-scale institutions with significant capital and resources, allowing them to engage in complex financial transactions and provide comprehensive financial solutions. They may also offer additional services such as insurance, real estate, and wealth management. Due to their diverse service offerings, suurpankit play a crucial role in the financial system by facilitating economic growth, supporting businesses, and providing financial stability.

The term "suurpankki" is commonly used in the Nordic countries, particularly in Finland, where it refers to the largest banks in the country. These institutions are subject to strict regulation and oversight by the Finnish Financial Supervisory Authority (FIN-FSA) to ensure the safety and soundness of the financial system. Examples of suurpankit in Finland include OP Group, Nordea, and Danske Bank.