riskinkulutus
Riskinkulutus is a concept used in risk research and consumer studies to describe the degree to which a person, household, or organization engages in activities or makes choices that involve risk as part of everyday consumption. It reflects both the willingness to take on risk (risk appetite) and the actual exposure to risky products or situations through consumption decisions. The term is used in discussions of financial behavior, health and safety, and environmental choices.
In practice, riskinkulutus covers a range of domains. In finance, it describes how investors allocate capital
Measurement approaches include psychometric surveys of risk tolerance, experimental decisions under uncertainty, and analysis of observed
Policy and marketing relevance lies in risk communication, tailoring of safety information, and identifying consumer segments