riskikogumi
Riskikogumi is an Estonian term that translates to "risk group" or "risk collective." It refers to a collection of individuals or entities that share a common characteristic or set of characteristics which make them more susceptible to a particular risk. This concept is frequently used in various fields, including insurance, public health, and finance.
In insurance, a riskikogumi is a group of policyholders who are considered to have a similar probability
Within public health, a riskikogumi can refer to populations that are at a higher risk of contracting
In finance, a riskikogumi can describe a portfolio of assets or a group of borrowers with similar