pangahoiused
Pangahoiused, or bank deposits, are funds placed with a bank by individuals, businesses, and other institutions for safekeeping and potential interest. They represent a primary source of bank funding and help support the bank’s ability to lend to households and enterprises.
Deposits come in several forms: demand deposits (current or checking accounts) that provide high liquidity; savings
Regulation and protection: In the European Union, deposit protection schemes guarantee deposits up to a statutory
Liquidity and risk: Deposits fund bank lending while providing depositors with relatively safe, liquid access to
Use and importance: As a stable, low-cost funding source, pangahoiused support financial stability and everyday financial