nyvärdesersättning
Nyvärdesersättning, often translated as "replacement value" or "new for old" in English insurance contexts, refers to the principle by which an insured item is replaced with a brand new item of the same or equivalent type if it is damaged or destroyed beyond repair. This is distinct from indemnity, which aims to restore the insured to their financial position before the loss, often by considering depreciation.
Under a nyvärdesersättning policy, the insurance payout would cover the cost of purchasing a new item, regardless
This principle is commonly applied to tangible assets like electronics, vehicles, and household contents. The exact