maksuosuus
Maksuosuus is a Finnish term that describes the portion of a price that a consumer must pay out of pocket for a service or product, with the remainder typically covered by a public or private payer such as Kela (the Social Insurance Institution) or an insurer. The concept is commonly used in health care and social services to share costs between the user and the system.
Maksuosuus can be a fixed fee per service or a percentage of the price, and the exact
Exemptions and reductions: Some groups, such as children, students, and pensioners, may have a reduced maksuosuus
Relation to other terms: Maksuosuus is related to omavastuu (the personal deductible) and to the reimbursement
Other contexts: The term can also apply to pricing of subsidized products or services outside health care,