maksukatto
Maksukatto, literally meaning "payment ceiling," is a policy mechanism in Finland's health care and social security system that limits the amount of money an individual must pay out of pocket for eligible health services and medicines within a calendar year. The purpose is to protect households from excessive health costs and to provide predictable budgeting for medicines and care.
The maksukatto is part of the Finnish national health insurance system and applies to costs incurred for
Once a person’s cumulative out-of-pocket costs reach the cap, further eligible costs in that year are covered
Administration of the maksukatto is overseen by Kela (the Social Insurance Institution of Finland) in cooperation