luottotaso
Luottotaso is a Finnish term referring to creditworthiness or credit rating. It is an overall assessment of how likely a borrower is to meet financial obligations and is used by lenders and other institutions to gauge risk when offering credit, loans, or other financial services. A higher luottotaso generally makes it easier to obtain credit on favorable terms, while a lower luottotaso can lead to higher costs or denial of credit.
The assessment draws on several indicators. Key factors include payment history (whether past debts have been
Luottotieto services and credit bureaus collect information about individuals’ and companies’ credit histories. In Finland, individuals