lisätuloihin

Lisätuloihin refers to income earned in addition to one's primary earnings. It covers a range of sources, including wages from a second job, freelance work, small business activities, and passive or investment income such as rental income, dividends, or interest. The term is commonly used in discussions of personal finance, budgeting, and tax planning to describe earnings beyond the main salary or pension.

Common sources include keikkatyö (gig work), freelance projects, online businesses, rental housing, and investment income such as dividends, interest, and capital gains. The exact mix of lisätuloihin varies widely between households and depends on time, skills, and market opportunities. Some people pursue lisätuloihin to reach savings goals or to buffer against rising living costs.

Tax and social considerations: In Finland, lisätulot are generally subject to taxation and must be reported in the annual tax declaration. They can affect entitlement to certain social benefits or aid, and self-employed individuals may have obligations such as pension insurance (YEL) and, where applicable, VAT registration. Proper record-keeping and planning help manage tax withholdings and ensure compliance.

Policy and planning: The existence of additional income influences household income statistics, tax revenue, and social security systems. For individuals, careful budgeting, tax planning, and consideration of the impact on benefits are advised, along with seeking guidance from tax authorities or financial advisers if needed.