kreditérték
Kreditérték, often translated as creditworthiness or credit rating, is a measure of an individual's or entity's ability to repay debt. It is a crucial factor for lenders when deciding whether to extend credit and under what terms. A high kreditérték indicates a lower risk of default, making it more likely for a borrower to be approved for loans, mortgages, credit cards, and other forms of financing. Conversely, a low kreditérték suggests a higher risk, potentially leading to loan rejection or higher interest rates.
The assessment of kreditérték typically involves analyzing various financial and personal factors. For individuals, this often