kredittmangel
Kredittmangel refers to a situation where individuals or businesses are unable to obtain credit or loans. This can occur for various reasons, including a poor credit history, insufficient collateral, or a general tightening of lending standards by financial institutions. When credit is scarce, it can have significant consequences for borrowers.
For individuals, kredittmangel can make it difficult to purchase essential items like a car or a home,
Businesses facing kredittmangel may struggle to fund operations, invest in new projects, or expand their workforce.
The causes of widespread kredittmangel can be complex and multifaceted. Economic downturns, rising interest rates, and