kreditképességet
Kreditképesség refers to the ability of an individual or entity to repay borrowed money. It is a crucial factor considered by lenders, such as banks and financial institutions, before extending credit. Assessing kreditképesség helps lenders gauge the risk associated with a loan and determine the likelihood of timely repayment.
Several factors contribute to an individual's or entity's kreditképesség. These typically include a history of past
Income stability and the amount of income are also vital. Lenders want to ensure that the borrower
Collateral, assets that can be pledged to secure a loan, can also play a role. The presence