korkotasot
Korkotasot, Finnish for interest rate levels, refer to the level of borrowing and deposit rates in the economy, including policy rates set by central banks and market interest rates on various financial instruments. They indicate the cost of capital at any given time and influence decisions by households, firms, and governments.
They are determined by central banks' policy decisions (policy rate) and by market forces, including the supply
Higher korkotasot raise borrowing costs, slow consumption and investment, and help control inflation; lower korkotasot stimulate
Measurements and indicators: central banks publish target rates and guidance; financial markets price in expectations through
Historical context: since the global financial crisis, many economies experienced extended periods of low or negative