kontoväljavõtete

Kontoväljavõte, sometimes referred to as a bank statement, is a document that provides a record of financial transactions and balances for a specific account over a defined period. It is typically issued by a financial institution, such as a bank, to its customers.

These statements detail all deposits, withdrawals, transfers, fees, and interest earned or charged. The information is usually presented in chronological order, making it easy to track account activity. Kontoväljavõtted are crucial for managing personal or business finances, as they allow account holders to monitor their spending, verify transactions, and detect any unauthorized activity.

Financial institutions usually provide kontoväljavõtted on a monthly basis, although some may offer them more or less frequently depending on the account type and customer preference. They can be delivered electronically via online banking portals or email, or in physical form through postal mail.

The data presented on a kontoväljavõte includes the account holder's name and address, the account number, the statement period, the opening balance, a list of all transactions with dates, descriptions, and amounts, and the closing balance. Understanding and regularly reviewing kontoväljavõtted is a fundamental aspect of responsible financial management.