Kontoväljavõte

Kontoväljavõte, also known as a bank statement or account statement, is a document provided by a bank or financial institution that details all financial transactions that have occurred on a specific bank account over a given period. This period is typically monthly, but it can vary depending on the bank's policy.

The kontoväljavõte typically includes the following information:

1. Account holder's name and account number.

2. Statement period, including the start and end dates.

3. Opening and closing balances for the statement period.

4. A list of all transactions, usually sorted by date, with details such as:

- Transaction date

- Description or reference number

- Debit and credit amounts

- Running balance after each transaction

5. Any fees or charges incurred during the statement period.

6. Any outstanding payments or due dates for bills or loans.

The kontoväljavõte serves several purposes, including:

- Helping account holders track their spending and income.

- Assisting in reconciling accounts to ensure there are no discrepancies.

- Providing a record of transactions for tax purposes or auditing.

- Alerting account holders to any unauthorized transactions or potential fraud.

Account holders are encouraged to review their kontoväljavõte regularly to monitor their financial activities and ensure their account is in good standing. If there are any discrepancies or errors, account holders should contact their bank promptly to resolve the issue.