Kontoväljavõtted

Kontoväljavõte, commonly referred to as a bank statement, is a document that provides a summary of financial transactions occurring within a specific account over a defined period. This statement is typically issued by a financial institution, such as a bank, and is a crucial tool for account holders to monitor their financial activity.

The information contained within a kontoväljavõte usually includes a list of all deposits and withdrawals, showing the date, amount, and a brief description of each transaction. It also details the opening and closing balances for the statement period, offering a clear picture of the account's financial status. For businesses, kontoväljavõtted are essential for accounting purposes, tax reporting, and financial planning. Individuals use them to track spending, verify transactions, and identify any unauthorized activity.

Kontoväljavõtted can be accessed in various formats, including paper statements mailed to the account holder's address or digital versions available through online banking portals and mobile applications. Many financial institutions allow customers to choose their preferred delivery method. Reviewing these statements regularly helps maintain financial discipline and ensures the accuracy of financial records.