kamatlábkockázatot
Kamatlábkockázat refers to the risk that changes in interest rates will negatively affect the value of an investment or the cost of borrowing. This is a fundamental concept in finance and applies to a wide range of financial instruments and situations. For investors, a rise in interest rates can decrease the market value of existing bonds with lower coupon rates. Conversely, falling interest rates can increase bond values but may reduce the returns on new investments.
For businesses and individuals who borrow money, rising interest rates increase the cost of servicing debt.
Managing kamatlábkockázat often involves diversification, hedging strategies using financial derivatives like interest rate swaps or futures,