inkomensstroom

Inkomensstroom, literally "income stream" in Dutch, is a flow of money generated at regular intervals from one or more sources. In personal finance and corporate finance, it denotes how cash inflows are produced over time, with emphasis on reliability and sustainability.

Income streams can be categorized as earned income (salary, wages, self-employment), passive income (rental properties, business ownership with limited day-to-day involvement, royalties, dividends, interest), and portfolio income (capital gains from investments). Additional streams may include government transfers or pensions, licensing or subscription revenues in digital or media contexts.

Diversification is a common objective: a mix of sources reduces dependence on a single earnings path and can improve resilience against shocks. Individuals may combine employment with investments, rental housing, and digital products; organizations may rely on product sales, services, licensing, subscriptions, and asset leasing.

Management involves cash flow forecasting, tax planning, and liquidity management. Automation, outsourcing, and scalable systems can help convert active income into more passive streams, while attention to risk, costs, and regulatory compliance is essential.

Measuring inkomensstroom focuses on stability, growth, and risk. Key considerations include expected annual income, volatility, recurring versus one-off income, and diversification effects. The concept is used in personal financial planning, wealth management, and business strategy to build financial resilience.