finantsmõõdikute

Finantsmõõdikud, known in English as financial metrics or financial ratios, are quantitative measures used to assess the financial health and performance of a business or investment. These metrics are derived from a company's financial statements, such as the balance sheet, income statement, and cash flow statement, and provide insights into various aspects of its operations.

Commonly used financial metrics include profitability ratios like gross profit margin and net profit margin, which indicate how effectively a company generates earnings from its revenue. Liquidity ratios, such as the current ratio and quick ratio, measure a company's ability to meet its short-term obligations. Solvency ratios, like the debt-to-equity ratio, assess a company's long-term financial stability and its ability to repay its debts. Efficiency ratios, such as inventory turnover and asset turnover, evaluate how well a company utilizes its assets to generate sales. Valuation ratios, including the price-to-earnings ratio, are used by investors to determine the value of a company's stock.

These metrics are crucial for a wide range of stakeholders, including investors, creditors, management, and analysts. Investors use them to make informed decisions about buying, selling, or holding securities. Creditors rely on them to assess creditworthiness and the risk associated with lending money. Management uses them to monitor performance, identify areas for improvement, and make strategic decisions. Analysts employ financial metrics to compare companies within the same industry and to forecast future financial performance. By analyzing trends in these metrics over time and benchmarking them against industry averages, stakeholders can gain a comprehensive understanding of a company's financial position and prospects.