aisp
An Account Information Service Provider (AISP) is a type of payment service provider defined under the European Union's PSD2 directive. AISPs offer account information services by obtaining customer consent to access one or more bank accounts and present a consolidated view of account data, transaction history, and other financial information. The goal is to enable consumers to manage finances more effectively and to support developers in building personal finance tools and services.
How it works: Banks provide access to account data through secure interfaces known as access to accounts
Regulatory context: AISPs are regulated payment service providers under PSD2 and may require authorization by national
Impact and scope: Open Banking regimes in the EU and similar frameworks in other regions use AISPs
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