Talletajad
Talletajad is a term originating from Estonian, generally translating to "depositors" or "savers" in English. It refers to individuals or entities that place funds into a financial institution, most commonly a bank. These deposits are the primary source of capital for banks, which they then use to lend out to other customers or invest.
In Estonia, talletajad have legal protections for their savings. The Deposit Guarantee Fund (Tagatisfond) ensures that
The relationship between a talletaja and a bank is contractual. The depositor entrusts their money to the