Roboråd
Ro-boråd is the Swedish term for automated investment advice delivered by robo-advisors. It refers to digital platforms that use algorithms to build and manage investment portfolios tailored to a user’s stated goals, risk tolerance and time horizon. Portfolios typically rely on low-cost index funds or exchange-traded funds and are designed to be diversified and easy to use. Ongoing management, including periodic rebalancing, is often automated.
In practice, a user completes an online questionnaire about risk preference, investment goals, and liquidity needs.
Regulation and safety: Robo-advisory services in Sweden and the European Union are subject to financial regulation,
Adoption and criticism: Robo-råd expands access to investment management for small savers and those seeking low-cost
See also: robo-advisor, financial technology, investment management.