Redeosit
Redeosit is a term used in banking and finance to describe the act of depositing funds again after an initial withdrawal or after the funds have been moved into another instrument. The concept is commonly employed to manage liquidity, funding, and interest earnings, and it applies to individuals, businesses, and financial institutions.
Etymology: the word combines re- (again) with deposit.
In retail banking, redeposits occur when customers withdraw funds but later place them back into a savings
In wholesale funding and monetary operations, redeposits describe the practice of re-entering funds into a deposit
Impact and considerations: Redeosit activity affects liquidity, funding costs, and the term structure of deposits. For
See also: deposit, term deposit, rollover, automatic renewal.