PocketGuard

PocketGuard is a personal finance management and budgeting application designed to help users monitor spending and optimize savings. The app connects to users’ bank accounts, credit cards, and other financial data to import transactions, track income and expenses, and provide a consolidated view of financial activity. It offers automatic transaction categorization and visual spending insights to identify major spending areas and trends.

A key feature is In My Pocket, which estimates the amount available to spend after accounting for essential bills, savings goals, and recurring charges. PocketGuard also provides budgeting tools, bill tracking, and alerts to help users avoid overspending and to spot recurring charges or suspicious activity. The app emphasizes actionable recommendations and a simple interface to support everyday financial decisions.

Security and privacy are addressed through encryption and secure connections to financial institutions. Users can control data access, review connected accounts, and disconnect services at any time. PocketGuard supports mobile usage with apps for iOS and Android, and offers a free tier with core features alongside a paid premium tier that adds additional capabilities such as enhanced categorization, more accounts, and priority support.

Overall, PocketGuard positions itself as a straightforward, beginner-friendly solution for individuals seeking to manage daily spending, set savings goals, and gain clearer insight into their financial picture without complex budgeting tools.