Ostoturva
Ostoturva, or purchase protection, is a service offered by some Finnish banks and credit card issuers that provides short-term coverage for purchases made with the card. The purpose is to protect against certain adverse events related to items bought with the card, such as theft, loss, or accidental damage, and sometimes non-delivery, within a defined period after purchase.
Coverage and conditions vary by issuer, but typical terms include automatic eligibility when the purchase is
To make a claim, the cardholder generally submits documentation to the issuer or its insurer partner. Common
Relation to other protections: Ostoturva is supplementary to consumer rights and merchant warranties. It does not
Limitations and variability: The exact terms, coverage scope, and limits depend on the card and issuer. Potential