OnlineTransaktionsverarbeitung

OnlineTransakt is a fintech platform that provides online payment processing and related merchant services for e-commerce, marketplaces, and software-as-a-service businesses. The platform supports card payments, bank transfers, and digital wallets, and offers multi-currency processing, recurring billing, and payout management. It provides both an API for developers and a hosted checkout option to facilitate integration with websites and mobile apps.

OnlineTransakt was established in the mid-2010s by a team of fintech engineers in Europe. It evolved from a payment gateway into a broader payments platform that includes fraud detection, analytics, and merchant onboarding tools. The company has formed partnerships with card networks and banks to enable settlements in multiple currencies and across regions, and it has expanded its service reach to several industries and markets.

Core offerings and technology include payment processing, risk management and fraud detection, subscription and invoicing tools, and settlement services. The platform emphasizes modular integration through APIs, webhooks, and software development kits (SDKs) for web and mobile environments. It also provides reporting and reconciliation features intended to help merchants manage cash flow and compliance.

Security and regulatory compliance are central to OnlineTransakt’s operations. The platform adheres to PCI DSS requirements and supports strong customer authentication under PSD2. It implements tokenization, TLS encryption, and 3D Secure, along with merchant account controls. Privacy protections align with GDPR requirements, with attention to data handling and, where applicable, regional data localization.

Market position and reception place OnlineTransakt as an alternative for small to mid-sized merchants seeking an integrated payments stack. It competes with larger gateways in certain markets and is noted for developer-friendly APIs and reporting. Critics in reviews may cite pricing and feature parity considerations.