Måldatumfond
A måldatumfond, also known as a target date fund, is a type of investment fund designed to provide investors with a simple and automated way to save for retirement. The fund's investment strategy is based on a predetermined target date, which is the year the investor plans to retire. As the target date approaches, the fund gradually shifts its portfolio from more aggressive investments, such as stocks, to more conservative ones, like bonds, to help manage risk and preserve capital.
The primary advantage of a måldatumfond is its simplicity. Investors do not need to actively manage their
Måldatumfond is particularly popular in countries with a strong tradition of defined contribution pension systems, such
However, like any investment, a måldatumfond carries risks. Market fluctuations, economic downturns, and changes in interest
In summary, a måldatumfond is a type of investment fund designed to help investors save for retirement