Mobilfizetések

Mobilfizetések, also known as mobile payments, refer to transactions made using a mobile device such as a smartphone or tablet. These payments can be facilitated through various methods, including contactless near-field communication (NFC) technology, QR codes, or in-app purchases.

NFC technology allows users to tap their mobile device against a compatible payment terminal to complete a transaction, similar to how contactless credit or debit cards work. This method is commonly found in mobile payment apps like Apple Pay, Google Pay, and Samsung Pay. QR codes are another popular method, where a user scans a code displayed by the merchant using their device's camera to initiate a payment. This is often used in peer-to-peer payment apps or for online purchases. In-app purchases are integrated directly into mobile applications, allowing users to buy goods or services without leaving the app.

The convenience and speed of mobile payments have contributed to their growing popularity. They offer a secure alternative to carrying cash or physical cards, often employing encryption and tokenization to protect sensitive financial information. Mobile payment systems can also be linked to various payment sources, including credit cards, debit cards, bank accounts, or prepaid balances. The adoption of mobile payments is increasing globally as more consumers and businesses embrace digital transactions.